Independent Legal Advice, done properly
Your certificate of independent legal advice — without the wait
Lender asked you to get independent legal advice? Book a secure video appointment in minutes, speak to an experienced adviser and receive the certificate your completion depends on — same day on our fast track services.
- Fixed fees from £150
- Secure video appointments
- Certificates lenders rely on
Live availability
Next 30 days — real appointments, live prices
Same day
Priority appointments & certificates
£150
Fixed fees from — no hidden extras
9am–7pm
Video appointments, Monday to Friday
100%
Remote — nothing to print or post
What we advise on
Certificates for every kind of transaction
Whatever your lender or solicitor has asked for, our advisers cover the full range of independent legal advice requirements.
Equity Release & Lifetime Mortgages
Independent advice certificates for lifetime mortgage and equity release completions.
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Bridging & Short-Term Finance
Fast certificates for bridging loans, where timing is everything.
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Occupier Consent & Waiver Forms
Advice for adult occupiers asked to sign a consent or waiver form.
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Personal Guarantees
Certificates for directors and individuals guaranteeing business borrowing.
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Transfer of Equity
Advice when adding or removing someone from a property's title.
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Joint Borrower Sole Proprietor (JBSP)
Advice for supporting borrowers who won't be on the title deeds.
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Guarantor Mortgages & Loans
Advice for guarantors of mortgages, rental agreements and loans.
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Deeds of Trust & Postponement
Advice on declarations of trust and deeds of postponement.
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Secured Loans & Second Charges
Certificates for second-charge mortgages and secured borrowing.
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How it works
From booking to certificate in four simple steps
- 1
Book online in minutes
Choose your service and speed, pick a video appointment time that suits you and pay securely online. No phone calls, no waiting rooms.
- 2
Verify your ID securely
We'll send you a secure link to verify your identity online from your phone — it takes about two minutes and keeps your completion compliant.
- 3
Attend your video appointment
Meet your adviser by secure video call. We explain the document in plain English, answer your questions and make sure you understand what you're signing.
- 4
Receive your certificate
Your signed certificate of independent legal advice is emailed to you and, if you wish, sent directly to your solicitor or lender — same day on our fast track services.
Transparent pricing
Pick the speed your completion needs
Every service includes the same thorough advice and lender-ready certificate — you simply choose how quickly you need it.
Standard
Our most popular fixed-fee service
£150fixed fee, per person
Appointment within 2–3 working days
- 30-minute video appointment
- Appointment within 2–3 working days
- Certificate emailed within 24 hours
- Secure online ID verification included
- Certificate sent directly to your solicitor
Fast Track
Next working day — our recommended service
£250fixed fee, per person
Appointment from the next working day
- Priority 60-minute appointment window
- Appointment from the next working day
- Certificate emailed the same working day
- Secure online ID verification included
- Certificate sent directly to your solicitor
- Priority email support
Priority Same-Day
For completions that can't wait
£350fixed fee, per person
Earliest available appointment — including today
- Earliest available appointment — including same day
- Dedicated 60-minute appointment window
- Certificate emailed within 2 hours
- Secure online ID verification included
- Certificate sent directly to your solicitor
- Priority support from your adviser until completion
Two people receiving advice on the same matter? Add an additional attendee to any service — each person pays the per-person fee and receives their own certificate.
What clients say
Trusted when it matters most
“Booked at 9am, spoke to an adviser at 11am and my certificate was with my solicitor before lunch. My bridging loan completed on time because of it.”
James T.
Bridging loan, Priority Same-Day
“I was nervous about signing a guarantee for my son's mortgage. The adviser was patient, explained everything in plain English and never once rushed me.”
Margaret W.
JBSP mortgage, Standard
“Our lender rejected a certificate from another provider late on a Thursday. ILA Hub re-did the advice on the lender's own form first thing the next morning, and the certificate was with our solicitor that afternoon. Genuinely saved the deal.”
Priya S.
Personal guarantee, Fast Track
Common questions
Frequently asked questions
What is Independent Legal Advice (ILA)?
Independent Legal Advice is advice given by a legal adviser who is entirely independent of the other parties to your transaction — your lender, your bank or the other side. Lenders require it to be sure you understand the document you are signing and are entering into it freely. Once you've received the advice, we issue a signed certificate confirming it.
Do you meet clients in person?
Our appointments take place by secure video call, which is accepted by the vast majority of UK lenders and means we can see you quickly — often the same day. If your lender specifically requires a wet-ink, in-person signature, contact us before booking and we'll advise on the best route.
How quickly can I get my certificate?
On our Priority Same-Day service, your certificate is emailed within 2 hours of your appointment — and appointments are available the same working day. Fast Track clients receive their certificate the same working day, and Standard clients within 24 hours of the appointment.
Will my lender accept your certificate?
Our certificates are prepared to satisfy standard lender requirements and are relied on by borrowers completing with the UK's major lenders. If your lender has issued a specific form of certificate or wording, mention it in your booking notes and email the form to us at info@ilahub.com — we'll complete their form.
Ready to keep your completion on track?
Book your video appointment in minutes. Same-day fast track appointments available Monday to Friday.